SayUncle tells about a local angry gun guy (there are a lot of them) and a new local range that’s being opened. A lot of the dumb rules you see at ranges and clubs are stipulated by insurance policies. Insurance companies are in the business of insuring against risk, but because they are also in the business of making money, they prefer that they never have to pay out on the risk they are insuring against, so you get dumb rules. You can, of course, pay for better insurance, which some ranges do, but it costs more, which gets passed onto the consumer.
My club doesn’t allow you to bring a firearm onto club property to shoot unless it’s unloaded and cased. For concealed carry, I was told if they don’t see it, it’s not a problem, but you can’t shoot or show your carry piece, unless the shit has hit the fan. The local indoor range allows shooting carry pieces, even from the holster, but it’s $20 an hour to shoot there, and yearly memberships are $200.
I really do have to wonder what actuarial evidence insurance companies have that certain types of gun related activities are risky while others aren’t. Firearms accidents at clubs and ranges aren’t exactly common. I’ve heard of suicides happening at ranges that rent guns, but are accidents really so common you can determine which types of activities are more dangerous than others? I’m skeptical that insurance companies can really prove an articulable danger with some activities they try to limit at ranges. I suspect it’s probably more along the lines of “That sounds dangerous, so we think we can get away with charging more if you want your policy to cover that.”
Nonetheless, we shouldn’t blame ranges for the failing of their insurers. Maybe once Gunny gets his range stable and profitable, he’ll be able to afford a policy that lets his patrons shoot their carry guns.